Effective Date: 19th November, 2025
X Financial Group (“we,” “our,” or “us”) values your privacy. This Privacy Policy explains how we collect, use, and protect the personal information you provide when visiting our website or using our services. By using our website or services, you agree to the terms described in this policy.
1. Information We Collect
We collect personal information such as your name, email, phone number, mailing address, and any details required to provide life insurance quotes or process applications. We also collect general website usage data such as your IP address, browser type, pages viewed, and communication information you send through our website or other channels.
2. How We Use Your Information
The information we collect is used to deliver our insurance services, respond to inquiries, provide updates on your application or policy, and improve the overall experience on our website. We may also use this information to meet legal or compliance requirements and to ensure security and fraud prevention.
3. Sharing Your Information
We do not sell or trade your personal information. We may share your details only with insurance carriers, underwriting partners, trusted service providers who support our operations, or legal authorities when required by law. Text messaging opt-in data and consent will not be shared with any third parties except the providers required to deliver SMS messaging services.
4. Cookies and Tracking Technologies
Our website may use cookies or similar technologies to enhance functionality, understand website performance, and personalize your experience. You can disable cookies in your browser, though some site features may not work correctly if you do.
5. Data Security
We use reasonable safeguards to protect your personal information from unauthorized access, use, or disclosure. While we take security seriously, no online system is completely secure, and we cannot guarantee absolute protection.
6. Your Rights
You may request access to the personal information we hold about you, ask for corrections, request deletion, or opt out of marketing communications at any time. To contact us regarding your information, email us at [email protected]
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7. Third-Party Links
Our website may include links to external websites, and we are not responsible for the privacy practices or content of those third-party sites.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date, and continued use of our website means you accept the updated terms.
Contact Us
If you have any questions about this Privacy Policy or how your information is used, you may contact:
